How To Get A Digitized Taxpayer Identification Number (TIN) ID?

In Philippines, the government and other private sectors are getting strict in their implementations. Sometimes, there are transactions we made between their offices that we need to present our valid identification card. When we also open or create a bank account, valid ID is also a requirement. When we go to remittance centers to receive money or any consignment from our love ones in other areas, they asked again for a valid identification card.

But what if the person is not employed and doesn’t even have driver’s license, passport or any other type of valid IDs, of course, it is a big problem to them.

The good thing is that the government started to issue the Tax Payer Identification Number (TIN) Card to be used in any government transactions in the country including private transactions. For those who have already Tin no. but has no Tin No. Card could avail of this. Just take note that having more than one Tin No. is not allowed because you can be charged criminally.

This initiative is under the Executive Order 98 where a person could apply in their Revenue District Office which has jurisdiction over their location. The said identification card has no expiration date and free for the public.


The following are needed when you apply for a digitized TIN ID.
  • Copy of your NSO Birth Certificate
  • Valid ID (Driver’s License, SSS, Passport, COMELEC ID)

Steps on How to Apply:

  • Go to nearest BIR office with the jurisdiction of the place where you work/reside.
  • Ask for a TIN Application form. You will need BIR Form 1904 for EO 98.
  • Fill out the form and submit to the counter along with your proof of identification.
  • Receive your Tax Identification Number.
  • Request for a BIR ID which you are entitled to under E0 98.
The processing of TIN No. Card could take only less than hour, but for busy BIR offices, you may have to come back in another day to claim your ID.
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POEA Job Hiring: 100 Electrician Needs in UAE

Are you a tradesperson who has a specialization in electrical wiring? A job hunter who seek a future abroad, then this opportunity is for you.

The agency of FILhigh-gns Inc. (formerly Fil-high International Manpower Incorporation) is currently looking for active 100 Electrical Wiring General who will be based in United Arab Emirates. This advisory was opened to the public last December 5, 2017, by the Philippine Overseas Employment.

This job offered is specialized in electrical wiring of buildings, stationary machines, and related equipment. In addition, they are to read blueprints or technical diagrams, install and maintain wiring, control and lighting systems, inspect electrical components, such as transformers and circuit breakers. Being an electrician, you must be expected to be good in lighting, wiring, alarm systems, fire prevention systems, and electrical maintenance, risk assessment and has a strong written and verbal communication.

Aency Profile
  • FILHIGH-GNS INC (formerly Fil-high International Manpower Incorporation)
  • Tel No/s : 2438288 
  • Email Address :
  • Website :
  • Official Representative : ALMARIO P. DE LEON
  • Status : Valid License
  • License Validity : 5/7/2017 to 5/6/2021

If you want to verify this job, we have a tutorial on "How To Check a POEA Job Order".

General Reminder: Apply directly to this agency and don't leave your personal details in the comment section.

Note: This blog is not connected to these agencies or in POEA, all of the information above is gathered and verified in POEA website. If you want to check this jobs, we have a tutorial on how to check a POEA jobs.
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HIRING: 320 Machinists In Japan (POEA Job Order)

Good news for everyone. Are you a job hunter who wishes to work in abroad? It is now your chance to apply as a machinist in Japan under the White Dove Recruitment Corporation.

As it was approved by the POEA last December 1, 2017, the agency of White Dove Recruitment Corporation is hiring 320 machinists who will be employed in Japan.

Some of the basic job descriptions of being a machinist is setting and operating a variety of machine tools to produce precision parts and instruments. They are also responsible in fabricating and modifying the parts to make or repair machine tools or maintain industrial machines, applying the knowledge of mechanics,  shop mathematics, metal properties, lay outing and machining procedures.

If you are interested in this job,  you can visit their office at the address given below or you can contact them for more details.

  • White Dove Recruitment Corporation
  • Lot 7-14 Block 37 Madison South,  Brgy. Batino Calamba City,  Laguna
  • Tel No/s: (049) 5301005 / (049) 5301182 / 09217345076
  • Email
  • Website:
  • Official Representative: Warren Fa
  • Status: Valid License
  • License Validity: 11/4/2016 to 11/3/2020

If you want to verify this job, we have a tutorial on "How To Check a POEA Job Order".

General Reminder: Apply directly to this agency and don't leave your personal details in the comment section.

Note: This blog is not connected to these agencies or in POEA, all of the information above is gathered and verified in POEA website. If you want to check this jobs, we have a tutorial on how to check a POEA jobs.

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POEA Job: Farm Cultivator In Japan

Are you of the job seekers who have an experience as a farm cultivator and wants to work abroad? Make a great future with Prudential Employment Agency Inc. as they will take you to your dream.

As of today, the country of Japan is looking for almost 267 workers in the farming industry as they want their country’s agriculture also boomed. As we all know, Japan is a great producer and inventor of high technologies so, through farming, they could use those inventions in order to put up more projects and explore also the sector of agri-business.  The Prudential Employment Agency Inc., under POEA, will be your way to be one of the futures and lucky farmer who will be deployed in Japan.

The following are the qualifications that must be obtained by the applicant.
  • 22-23 years of age (standard)
  •  At least High School graduate
  •  Presently engaged in farming
  • Has no tattoo
  • Holder of valid passport
  • At least 5’3 or 160cm in height

The following documentary requirements should be submitted upon application.
  • Updated resume
  • Passport (photocopy and original). If not available, present DFA receipt or delivery receipt issued by courier. 
  •  Latest PSA Birth Certificate (Photocopy and Original)Formerly known as NSO
  •  Local Civil Registrar Copy- Form 1A or 102 (Photocopy and Original)
  • Latest PSA Married Certificate (if married)- (Photocopy and Original)
  • 6 pcs latest 2x2 ID Pics (with white background in formal attire)
  • Latest NBI for travel abroad (color green)
  • High school/College diploma (Photocopy)
  • PEOS Certificate (Visit Prudential Employment Agency Inc. Facebook page for instructions)
  • One (1) Long brown expanding envelope
Screengrabbed in POEA Website

Please be guided by the following information before applying. Feel free to contact them or directly visit their office with your complete requirements.

  • Tel. No/s: 8711625/4032823/09178563871
  • Email address:
  • Official Representative: MARIA GINA G. FUJIMOTO
  • Status: Valid License
  • License Validity: 8/15/2014 to 8/14/2018

General Reminder: Apply directly to this agency and don't leave your personal details in the comment section.

Note: This blog is not connected to these agencies or in POEA, all of the information above is gathered and verified in POEA website. If you want to check this jobs, we have a tutorial on how to check a POEA jobs.
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TIPS: Make Extra Money During Weekends

Making money is not easy especially when you need most. There are moments that we have a shortage of financial even if we have stable jobs. This forces us to work even on weekends which is supposed to be our rest time.

Nonetheless, if you are really determined to work for money in order to have at least extra income, you can do all the remedies you know to reach your financial goals.
Here are some of the businesses you can establish during weekends for your extra living.

1.    Put up a garage sale

Collect all the items in your house which you believe are not needed anymore but still usable for others. This could be clothes, shoes, decorations, and much more. You can convert them into immediate cash by selling them to the public. Take note, all items you want to sell should be serviceable so that you can sell them up to 75% of their original price.

2.    Tutor students in summer classes

You can ask anyone in your neighborhoods if they are kids who are taking summer classes and needing a tutoring class. You can tell to their parents, showing your interest to help their child to learn and excel in the different subjects. Request to them at least a minimum for your hourly rate and also ask if how many sessions in a week so you could set your schedules and prepares your learning lessons.

3.    Babysit for Neighbors

Those charming kidos beside your vicinity could also be an absolute foundation of your weekend’s income. You can directly tell to any parents at your neighborhood’s playground that you are offering a babysitting service. They would be gladder if you ask them a favor to take care of their children with pay.

4.    Run errands for others

Supermarket run or grocery shopping for others is also in demand part time job today.  You can do the shopping of any goods for others with the complete checklist of supposed items to buy in exchange for money. You can also post to your social media accounts on what errands you can run for other people. Just see to it that you can do it on time.

source: Business News Philippines
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New Zealand Hires Filipino Dairy Worker (POEA Job Order)

Another great opportunity is awaiting foe everyone. If you are of the jobseekers who have experience working as dairy farmer, then grab this chance to be one of the 95 workers to be deployed in New Zealand. As of the day, New Zealand is one of the top producers of milk in the world for having 4.8M dairy cows in their country.

The BISON Management Corporation, Land based Agency under the POEA is currently looking for dairy workers who wants to work abroad. You can walk in and visit their office which is located in BMH Centre, 3963 Yague Street, Barangay Sta Cruz 1205, Yague, Makati, Metro Manila to know more information regarding the job offered.

  • BISON Management Corporation Land based Agency
  • Tels No/s: 8964667/758-1159 TO 64
  • Email Address:
  • Website:
  • Official Representative: BELEN MALHUMAYED
  • Status: Valid License
  • License Validity: 12/20/2014 to 12/19/2018

Screengrab at POEA Website

How to Apply?

If you want to apply to the said agency, you can contact them and ask the qualifications and requirements, or visit their office.

General Reminder: Apply directly to this agency and don't leave your personal details in the comment section.

Note: This blog is not connected to these agencies or in POEA, all of the information above is gathered and verified in POEA website.
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POEA Job Order: Truck Driver in New Zealand

Are you a Truck Driver who wants to work in abroad? Good news, New Zealand is now looking for 20 Filipino Truck Driver. SEPTEMBER STAR INCORPORATED is the agency that can hire you for the said job because they have a job order coming from POEA.

The agency is located on 4th Floor, GT Reality Building, Batangas Corner Uruguay St. San Isidro Makati. More information (based on POEA Website) about this agency can read below:

  • Tel No/s : 5199736/ 09189073903/ 09173226886 
  • Email Address :
  • Website :
  • Official Representative : JOSE RENATO C. MASONSONG
  • Status : Valid License
  • License Validity : 4/5/2016 to 4/4/2020

Screenshot at POEA Website

How to Apply?

If you want to apply to the said agency, you can contact them and ask the qualifications and requirements, or visit their office.

General Reminder: Apply directly to this agency and don't leave your personal details in the comment section.

Note: This blog is not connected to these agencies or in POEA, all of the information above is gathered and verified in POEA website.

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OFW Tips: Mga Dapat Gawin Pagkatapos ng Contract sa Abroad

For our Filipino Overseas Workers abroad, hardworking for more than a year has an ending process. Everyone deserves to have a complete rest from tiredness of working and exhausting problems in life. We need to work for us to survive but we also need to stop from working when we know it’s over.

Well, OFWs may stop from their labors if they retire or their contract would end. But if that might happen, what happens next to their future and their family?

Here are some tips you can follow if you want to stay in the Philippines for good when it happens. Always be in mind that a comfortable life is not that easy if we won’t be clever.

1. Pay all your existing debts.

It is normal for OFWs and their family to be engaged in a big amount of debt, especially for those newbie ones. They may apply for loans in order to pay their placement fee before going abroad but as much as possible, before or after going back to the Philippines, payback them all to avoid a big interest in the end.

2. Save money.

After paying all the debts you had, it is now also the time to save money. Saving is so much important because you don’t know the future might be so if possible put in the bank at least 20% of your salary and do not use it unless it is really an emergency.

3. Live within your means.

Try to control your splendor or any extravagance. You should have to limit spending too much. We know that Filipino are sometimes fun of collections and buying everything they want but you can’t be one of them if you just only know how to resist.

4. Start a business as soon as possible.

Even while you are still working outside the country, you can do it so. Think of a business to put up and let your family manage it in your absent until you decide to stay in the Philippines.

Be a manager of your decisions. Bring effort to do what are necessary to help your lifestyle be better after working for many years. Think more than twice and wise.
source: Businessnews
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POEA Job Order in New Zealand this November

Thousands of Jobs are offered abroad but have you already chosen a particular country to work to? If not, try checking out what New Zealand has to offer. There has been a news that New Zealand focuses on developing their children's competencies, especially those who grew up in a low-income household, thus, individuals who graduated as an Educator have big shots on being hired here as a Teacher to raise aspirations and achievements. Nevertheless, there are also non-academic jobs in New Zealand that you may choose from, concerning with as follows: Agriculture and Forestry, Construction, Engineering, Finances/Business, Health and Social Services, Recreation, Hospitality and Tourism, Science, Trade, and Transportation.

Here are the Agencies with Job Order From POEA

Job Order: 20 Truck Driver
Tel No/s : 5199736/ 09189073903/ 09173226886
Email Address :
Website :
Status : Valid License
License Validity : 4/5/2016 to 4/4/2020

Job Order: 5 Sewer & 4 Operator Concrete Pump
Tel No/s : (02) 5848684/ 0916-2777287
Email Address :
Website :
Status : Valid License
License Validity : 12/23/2013 to 12/23/2017

Job Order: Operator Sheet Metal

Tel No/s : 8211650-55/8222141-45
Email Address :
Website :
Status : Valid License
License Validity : 8/2/2010 to 9/25/2026

Job Order: 1 Motorcycle Technician
Tel No/s : 3530399 / 5238790
Email Address :
Status : Valid License
License Validity : 9/5/2016 to 9/4/2020

Screengrab from POEA website

Make sure to check out the requirements in applying for a job, especially the right recruitment agency that will send your black and white papers.

To ensure safety, aspiring OFWs who want to work in New Zealand should only apply to the listed agencies. To make sure you are applying to the right agency, you may check them at the official POEA website with regards to the update of the latest New Zealand job orders.

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How To Renew Your Philippine Passport While Abroad?

Can I renew my Philippine Passport while I am in abroad? How long does it take to renew it? What are then the requirements? These are just some of the queries that a traveler may know about the actions to be taken. If you are one of them, focus your eyes on reading.

According to the new law signed by our dear president, the Philippine passport will now be valid for 10 years from its previous 5 years of validity. The Republic Act # 10928 that amends the Sec. 10 of RA no. 8239 or the Philippine Passport Act of 1966, states that those regular passports issued under this act shall be valid for a span of 10 years. However,  those passports which were also issued under the old law will only be valid for 5 years.

In addition, those carriers of passports below 18 years of age will be only issued valid for only 5 years and passport validity of less than 10 years may be issued whenever in the National economic interest or political stability of the country such restriction is necessary.

How about now those Filipino travelers who are in abroad especially OFWs who are about to expire their passports? Do they need to return in our country just to renew their passports? The answer is NO.

Once a Philippine Passport will expire and the holder is outside the country, they have a 1 year renewal period to process their passports. The best part then is that, even in their working place (outside the Philippines), they can now renew it.  What they just to submit are the documents to prove their identification and legality. It includes the following:

  •  the latest passport you had
  • accomplished passport application form from the country you are in, be sure that it is printed in blue or black ink only. 
  • any proof that the applicant can provide that would say he/she has not applied for foreign citizenship, e. g.  resident alien card (green card) 
  • self-addressed return envelope, with appropriate stamps for express or priority mail with tracking nos.  Via US postal service; or with prepaid mailing envelope from private courier of choice if passports is to be mailed back. 
  • passport  fee of $60.00 (non-refundable), payable in cash,  or money order,  bank draft,  certified check or cashier's check made payable to "Embassy of the Philippines" (or "Philippines Consulate General; " if application is made at one of the Philippine Consulates General in the U. S). Personal checks and credit cards are not accepted."
  • at least one (1) photocopy of each of the data page/s of the passport; (pages 1-3 for the brown passport or page 1 for the green passport)
  • photocopy of any valid identification card where the middle name is fully spelled out: (State ID,  driver's license,  birth certificate, marriage certificate, or baptismal certificate (if applicant's passport is the brown one) 

Note that these following documents are required in the U.S. A renewal of Philippine Passports only.  Firstly, you may ask the country your residing by this time if you need to prepare them.  There might be documents which were added or lessened so be sure to check.

The process of renewing the said passport is by visiting the Phil.  Embassy in your host country and submit the documents to the consulate general. He will be the one in charge in notifying the Department of Foreign Affairs in Manila about it and it will take approximately 8 weeks for your passport to be process completely.

If your option is to personally claim your passport, you can't include the 4th requirements  from the list above.  However, if you're not around in the deadline time to claim your passport, you can assign somebody to get it in the Philippine Embassy. He/she must only present the authorisation letter signed by you,  your old passport, your valid ID photo,  and valid ID of the claimee as well.

source: Efren Nolasco
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Countries That Can Visit by Filipino Without a Visa

A travel is a conditional authorization granted to a foreigner by a country allowing him to enter, remain within, or to leave that country.  Therefore, you can’t just visit or enter other countries without this document. But did you know, as of the moment, there are countries which doesn’t need a visa for a foreigner to visit and enjoys his stay?

If your hobby is travelling, exploring the world, meeting other people, eating different delicacies of other countries, experiencing their cultures and tradition and collecting happy memories, check this bunch of countries Filipino can visit without needing visa.

There are almost 60 countries you can stop over, just check it out:

Brunei Darussalam (14 days)
Cambodia (21 days)
Indonesia (30 days)
Laos (30 days)
Malaysia (14 days)
Myanmar (14 days)
Singapore (30 days)
Thailand (30 days)
Vietnam (30 days)

Azerbaijan (30 days, must have valid visa for Australia, Canada, Japan, New Zealand, Schengen countries, the UK and the US)
Taiwan (30 days, starting from November 1)
Georgia (90 days, must have valid visa for Australia, Canada, Japan, New Zealand, Schengen countries, the UK and the US)
Hong Kong
India (30 days, visa issued upon arrival)
Iran (15 days visa issued upon arrival)
Israel (90 days)
South Korea (30 days, only for Jeju Island)
Macau (30 days)
Maldives (30 days, visa issued on arrival)
Mongolia (21 days)
Nepal (90 days, visa issued on arrival)
Sri Lanka (30 days, visa issued on arrival)
Timor Leste (30 days)

Kosovo (30 days)
Cook Islands (31 days)
Fiji (120 days)
Marshall Islands (30 days, visa issued on arrival)
Micronesia (30 days)
Niue (30 days)
Palau (30 days, visa issued on arrival)
Samoa (60 days, visitor’s permit)
Tuvalu (30 days, visa issued on arrival)
Vanuatu (30 days)
Costa Rica (30 days, visitor’s permit)
Dominica (21 days)
Haiti (90 days)
Nicaragua (90 days, visa issued on arrival)
Saint Lucia (42 days)
Saint Vincent and the Grenadines (30 days, visa on arrival)
Turks and Caicos Islands (30 days)

Bolivia (90 days)
Brazil (90 days)
Colombia (90 days)
Ecuador (90 days)
Peru (183 days)
Suriname (90 days)
Burundi (30 days)
Cape Verde (visa on arrival)
Comoros (visa on arrival)
Djibouti (30 days, visa on arrival)
Gambia (90 days)
Kenya (90 days, visa on arrival)
Madagascar (90 days, visa on arrival)
Morocco (90 days)
Mozambique (30 days, visa on arrival)
Saint Helena (visa on arrival)
Seychelles (30 days, visitor’s permit)
Tanzania (30 days, visa on arrival)
Togo (7 days, visa on arrival)
Uganda (visa on arrival)
Zambia (90 days, visa on arrival)

What are you waiting for? If you found your best trip from the list above, book your flight now and enjoy your vacation.

source: goodnewspilipinas
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How to Francise a Generika Drugstore in the Philippines?

Health is considered to be our wealth. When we got sick, the physicians advised us to take medicines. How these medicines important to us, they prolong our lives. So, if you are thinking of business which is in demand to people, start franchising now your Generika Drugstore.

We all know that Generika Drugstore is offering cheaper but recognized medicines as an alternative to branded drugs. Mostly, people are looking for medicine which only suits to their budget that is why they prefer to purchase in Generika Drugstore where they save much more compared to another drugstore.

In the Year 2003, it is when the Generika Drugstore was established to offer affordable medicines in the Philippines. It is the joint venture of Alexandra and Julien Bello family together with Rosalinda Ferrer that founded the brand back in September 2003 to address the problem of expensive medicines in the country. Basically, this company wants to promote the use of Generic drugs so this was the reason they called the establishment as the “Generika Drugstore”.

Way back 2004, it was then the first Generika outlet was opened in Muntinlupa City. The pharmacy got a high demand to the people and successful acceptance in the market that leads them to not only stick in selling generic medicines but also opened a room to offer branded medicine, medicinal supplies, galenicals and other consumer goods.

It was in the year 2008 when the Generika Drugstore begun to offer franchising to the public. Anyone could apply now and be one of the owners of this pharmacy.

The Generika Drugstore completely offers the following:

  • Brander Medicines
  • Generic Medicines
  • Alternative Medicines
  • Medical Supplies
  • Consumer Goods
  • Cellphone Load
  • Libreng Konsulta (free consultation)
  • Mobile Laboratory Test such as Free Blood Pressure, Blood Typing, etc.

In franchising Generika Drugstore, your total investment will cost Php 900k to Php 1.2 Million. This amount would pay your franchise package and its content that will depend according to the type of drugstore you chose. The franchise contract is good for five years and can be renewed.

Investment inclusive of the following:

  • Store renovation
  • Furniture and fixtures
  • Business permits
  • Security deposit to commissary
  • Computers, software, POS system
  • Initial inventory
  • Pharma, operations and marketing supplies
  • Working capital

Responsibilities of the franchise applicant, under the guidance of Generika Drugstore:

  • Hiring of store renovation contractor
  • Hiring of staff
  • Securing business permits

If you wish to apply for Generika Drugstore Franchising, you can contact them using or via their website,

source: Business News Philippines
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New Multi-Purpose NBI Clearance Can NOW Use in Any Transaction!

The new featured National Bureau of Investigation (NBI) Clearance has been released and is now “multi-purpose” since we can use it for any transaction here in the Philippines if required, as well as in abroad.

The said clearance is amounting to Php115 per copy and was started to release in public by the NBI office last October 2. This clearance can be utilized in a job application, gun licensing, acquiring a visa and for travel abroad.

According to Atty. Dante Gierran, the current NBI Director of the Philippines, this action was taken to address the mandate of our Pres. Duterte in simplifying the transactions in the government. As we all know, in our every transaction to NBI before in applying for clearance, we are only allow to put one purpose in every clearance and it’s really irritating because we can’t longer use it to extra transaction in other agencies but now through this response, it will lessen the hassle in our part as client. We can save more money, effort, and time in only one transaction in the said bureau.

The multi-purpose clearance has a validity of one year and you can renew it once you reach its expiration date. One thing more, if the person was hit or has the same name in the records of the National Bureau of Investigation who has a criminal record, the processing of his clearance is now easier and convenient since he only needs to appear once in the NBI office to clarify the issue without any charges.  According to Att. Yap in an interview, the first thing to do if you encounter a problem like this is you need to know the case. During the interview, it will be determined if indeed it was you. If there is a doubt, you will need to secure then a clearance from the court to prove that it was not you.

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5 Business with Php20,000 Capital in the Philippines

In putting up a business, the very first thing to consider is a capital last. If you wish to set up a business with a big profit, of course, you should invest also a big amount of money. But nowadays, entrepreneurs does no longer need hundreds of thousand, your Php 20,000 is enough to build up a small business that could produce a high income.

Here are some of the quick business your 20,000 pesos could take you:

Owning a sari-sari store 

Operating a sari-sari store is very common in Philippines. This is because anyone could put up a business like this. All just you need  is a small investment to buy those typical products or goods needed by the public and resell it to your store. It is not then necessary to lease any space because the front part of your house can be your selling area.

Online Retail Business 

Online Market/Selling is the trending way of business today. This kind of business is so much easy and flexible because sellers only need to post their items in the different social websites and mobile applications in order for the viewers to choose and order their products and services. Facebook, Lazada, Shoppee, and OLX are just some of those websites. All you need to do is to have an active account of the different online selling websites for you to monitor the queries of your viewers.

Photo Booth Services 

The Photo Booth Services or the taking of photographs and afterward develop/print it at the same time is a rare business in the Philippines but you can earn a high profit on it. In every occasion like wedding, birthdays, graduation day and many more, this business has a high demand. What you just need to prepare is your printer, a DSLR camera, screen monitor, your shop/booth and some other props that could help you in your business. The said equipment cost more than Php 20,000 on its actual price but in order for you to save money, you can buy the second-hand equipment or purchase it as a complete package to minimize spending too much.

Home-based food Business 

Filipinos are really fun of eating so let's divert your business in cooking different meriendas and menu. Try to promote the street foods like kuek-Kuek, fish ball, balot, barbecue and home made halo-halo. This is really awesome specially in large cities. You can also cool Adobo, fried chicken as the favorite viands of Pinoys and selling it to the public. You can put up your own minimize restaurant in front of your house.

Party Needs Business 

For this days, different parties in the Philippines are getting glamorous than before. By the use of creative stuffs, yummy delicacies, sweet cakes, and chocolate, as well as entertainers like clowns, a party can be more elegant. You should just be wise and impressive in organizing an event so that there will be another next time between you and your customer.

source: Business news
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How To Start A Lugaw Business In The Philippines?

"Lugaw" which is a popular mirienda for all seasons is very known to every Filipinos because of its simply but very delicious taste.  This type of food is so easy to prepare and only requires rice,  water and salt.  But never estimate the Lugaw power because whenever you upgraded its recipe, by simply adding some pork,  chicken or onion flakes,  you can now start your own business by selling it to the public.

Its easy to make profit as long as you are sincere to start it. Lugaw's recipe is too simple and easy so in order to establish your small "Lugawan", all you need is a capital of only 10,000 pesos.

  Here are the simple procedures to build your own fast food of Lugawan.

1. First and foremost, you should study and make your unique recipe.

 We know that lugaw is a common food to everybody, its recipes are so easy to produce but try to think of another version of your lugaw that could attract your customers. You could ask your mom, grandmom,  friends and relatives if they had their special piece of recipe and procedures on how to cook lugaw.  Their version might be what you are looking for in order your business to prosper.

You can also search the web for the different styles of cooking lugaw.  You might get additional ideas.

 2. Choose the best site of your location 

If the location of your house is visible and accessible to many people, you can use it as the venue for your business. Your relatives, neighbors, and friends will be your first customers.

You can also put up your lugawan in the places where people would usually go like parks, schools,  markets and if you afford to occupy a booth or stole in mall,  you could do so.

3. Lastly,  acquire your business registration and other legal matters 

 In every business, whether big or small, it is important for the owner to get first the permit from your municipality or barangay and other legal matters that are needed to pay.  Since you are to handle food, health and sanitation permit is also required.

All these are what you need to start your lugaw business.
Always remember that being a businessman, you should be wise and vigilant in handling your business to attain the best service you will give to your customers. Wear your sweetest smile all the time.
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How to Become an Online English Teacher in the Philippines

For all job seekers who want an instant pay of five figures or more than to that, it is now your chance to grab this opportunity.

The 51Talk as one of the fastest growing online English Language Teaching (ELT) platform in China and in the Philippines is seeking home-based teachers to contribute in the best online English Teaching service to their clients. This company was established bearing with their goal to make learning accessible and enjoyable for millions of young learners in China.

Teaching is so much interested and fun, not only because of the high salary but also of the happiness you’ve got whenever you know that in every session of your class, there is something new you have shared with your students which they will be benefited being a learner.

The 51Talk who have hit a major milestone of going public on the New York Stock Exchange (COE) continued to grow a global family of over 10,000 teachers from the Philippines and in abroad to share their passion in inspiring kids.  

In order to be qualified as English Online Teacher, you must endow with the following requirements;

  • Bachelor's degree 
  • Experience teaching kids, preferably K12
  • With Teaching Certificates such as LET / TESOL / TEFL / CELTA / TKT (preferred)
  • Possess Professionalism, patience, and a fun-loving attitude

Availability to teach at least 16 hours per week (each lesson lasts 25 minutes) during the following times:

  • 7pm – 11pm (Monday to Friday)
  • 9am – 11pm (Saturday to Sunday)

To start with your class teaching, the following are also needed;

  • A laptop or desktop computer with a wired internet connection
  • Windows 7 or above
  • Dual Core Processor or above, Intel or AMD
  • At least 2GB of RAM (4 GB is recommended) 
  • At least 2 Mbps internet speed (This means that your router/modem should be physically connected to a wired line - phone line or cable or fiber optics)
  • A noise-canceling headset & an HD webcam and
  • A quiet, clutter-free, and well-lit space in your home

In order to have a chance to be eligible for the job, 51Talk is rather looking for the following previous experience or similar positions;

  • English Teaching / English Teachers
  •  Online Teacher / Online Teaching
  • Online Education / English Education
  • School Teacher / Lead Teacher
  • Part Time Job / Work at Home Job
  • ESL Teacher / ESL Teachers
  • ESL Tutor / ESL Tutors
  • EFL Teacher / EFL Teachers
  • EFL Tutor / EFL Tutors
  • English Tutor / English Tutors
  • Online Tutor / Online Tutors
  • English Instructor / English Instructors
  • Preschool Teacher / Preschool Teachers
  • Nursery Teacher / Nursery Teachers
  • Kindergarten Teacher / Kindergarten Teachers
  • Elementary Teacher / Elementary Teachers
  • Daycare Teacher / Daycare Teachers
  • Kids Teacher / Kids Teachers
  • Call Center Agent / Call Center Professional
  • BPO Agent / BPO Professional / CSR / TSR
  • Nurse / Nursing Graduate

The 51Talk English Online Teaching also requires their applicant to have skills in English (Verbal Speaking, translation, tutoring teaching and writing) since this is a company that offers English Language Tutorial/Class to students.

The salary would be based on the number of sessions you had conducted and in your performance. Of course, for you to earn a high compensation, you should be consistent, mastered your lesson and show to your company that you really love your work and respect your students. The 51Talk top-performing teachers could earn 80,000/month depending on the hours they put in and you can be like them too if you work great.

In addition to hourly compensation, there are even more ways to earn and this is through your referral, performance-based, peak hour and pay raise commensurate with performance and training completion.

You can apply in their website or contact their company.
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Single Parent: How To File a Child Support in the Philippines?

Filipino women are known for their being modest because of the practices and cultures of our country that mold and defined them. As years passed by, modernization has evolved that changed lives of people. Those cultures and tradition then that we inherited to our pedigrees were forgotten. Issues about pre-marital sex that leads to the early pregnancy of women are very rampant in the society. The worst, their partners neglected them and let them suffer in the end.

On his generation, getting involved in separation that ended in being a single parent especially for women is no longer new or surprising to everybody. Single mothers who are the common victims are the ones that experience the hardship to take good care of their children in order to give them a brighter future. But being a mother as well as a father is not an easy role. For this days, the status of being jobless has nearly similarities with the status of having a job because of our poor economy. However, for you to maintain an adequate financial support to your children, you can make a move to demand child’s support from your ex-spouse or ex-partner. 

As stated in the Family Code of the Philippines, “When one of the spouses neglects his/her duties to the conjugal union or commit acts which tend to danger, dishonor or injury to the other or to the family, the aggrieved party may apply to the court for relief.” The act also included the economic abuse in which you may file for your child support and whoever breaks this law will be penalized accordingly.

All you need to do before taking any steps is to prepare for everything. Of course, once you file in court regarding your concern, you need to prepare fund for court fees. Not all who ask for support can pay the fees, however, if you really don’t have the money, the government will provide one of your counsel that belongs to the Public Attorney’s Office, Department of Justice or the Department of Social Welfare and Development, depending on the case. The protection order is issued by the court and in some cases, this is the privilege given to the aggrieved party to protect them.

The Regional Trial Court who has also the function to be the family court will hear and decide the case. The mother’s child will be the one who will file for his child’s support and as stated in the law, 7 years of age should be under the custody of their mother.

Once the court will grant the demand for the support of the child from his father, it is then the responsibility of the latter to abide by rules of law. Support is applied for legitimate and even illegitimate children by fathers depending on their capacity to provide. According to the law, “support comprises everything indispensable for sustenance, dwelling, clothing, medical attendance, education, and transportation, in keeping with the financial capacity of the family.” So as a parent, you should not be obliged or forced to support your children but you should be full-time to give them the support, love, and care they need.

Even separation is the gap between the mother and father, this would not be the hindrance for each of the parents to provide the attention and support needed by their children.

source: JBsolis
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Banks that Offer Savings Account for Kids, Teenagers in the Philippines

In our everyday lives, we always spent money to sustain our basic needs and pleasures. In our every move, we use money to buy, to transport, to transact, to live and be happy at all. That’s how important money to us. But are you also reminded that money can be lost in a single of time, that it can’t be forever because one day they may be gone and in the end you will realize that you will need it in the future.

As a parent, we should be vigilant in using our money. We also need to teach our children on how to be thrifty and pleasureless. Money is not that easy to get so they should know how to value even a single coin. Like parents, children should also have their savings for their near future and in times of emergencies. But how then their savings be safe and ensured not to be spent by someone.

To secure the earnings of our kids, we can put them now in a bank under their names. Yes, it is now possible since more banks are offering kiddie accounts which are also covered by teenagers. This program was launched last March 8, 2017, and according to Governor Amando Tetangco, Jr. of Bangko Sentral ng Pilipinas (BSP), 19 years old and below can be able to open a savings account with a participating bank for just P100.

The accounts does not require minimum maintaining balance when the holder of kiddie account reach 13 years of his age, the account will be converted to a regular savings account. Since 2011, kiddie accounts were introduced aiming to teach young Filipinos to maintain a good money habits and as of now there were 17 banks that had joined the program.

The kiddie banks includes the Banco de Oro (BDO Junior Savers). In order to open your account in this bank, you should complete a mminimum initial deposit of Php 100.00 and another Php 100.00 for its minimum monthly average daily balance. The minimum balance of Php 2,000 should be also deposited in order to earn interest and will have a gross interest rate per annum of 0.25%. The service fees and charges will be Php 300.00 for account closure, another P300.00 if falling below minimum balance and the same amount for account dormancy. The withholding tax for interest earned will be 20%. The requirements upon opening kiddie account in Banco De Oro are the following; If account will be under the name of the child, present any of the following: (Original copies must be presented for verification) passport, sschool ID signed by the principal/school head, birth certificate issued by Local Civil Registry or NSO.  If account will be under the name of the parent/guardian (parental account), present at least two (2) IDs of the parent/guardian, any of the child's ID/document as indicated in above (passport, school ID), adoption papers is also needed if the account is to be opened by the adoptive Parent and guardianship documents if the account to be opened is by the Legal Guardian.

The next banks that offer an account for kids are the Bank of the Philippine Island and BPI Family Savings Bank (BPI Jumpstart Savings Account). On here, a minimum initial deposit of P100 pesos and a maintaining average daily balance of P500 should be fulfil but for a BPI Family account, P1, 000 is required. The minimum average daily balance to earn interest is P1, 000 for a BPI Family account and also P2, 000 for a BPI account. For the requirements, bring at least two valid IDs and Birth Certificate.

Another bank is the China Bank Savings - Easi-Save for Kids Passbook. This is open for kids 12 years old and younger. For In-trust-for accounts or ITF accounts, it is also open for children below 7 years old. The initial deposit is 500 pesos and the minimum balance to earn interest is 500 pesos.

The Development Bank of the Philippines - DBP - Young Earners' Savings Accounts (YES) is also giving chance for kids’ ages 12 years and below to open kiddie saving account.  As well as for the DBP in Trust for (ITF) Savings opened by parents on behalf of their children younger than 18 years old.  Its minimum initial deposit should be 500 pesos.

 The next bank to ensure security of kiddie savings is the East West Bank. Its minimum initial deposit should be P 2,000.00 and has a maintaining ADB of P 2,000.00. Its Interest earning balance is P 2,000.00 and has an interest rate of 25% per annum and Withholding tax of 20%. The Fund Access is through over-the-counter/Internet Banking Facility/Mobile Access and has a transaction record monitoring through passbook.

The Maybank Philippines - Yippie Savings Account also offers the same.  Once you are now a member, you will be benefited of free personal accident insurance 24 hours a day, 7 days a week with coverage equal to 5 times the previous month’s ADB or up to a maximum of Php 500,000 and free medical reimbursement benefit equal to 10% of the personal accident insurance coverage. The funds through a passbook will also be monitored and access them with a regional ATM card which you can use at any Maybank ATMs in Malaysia, Singapore, Cambodia and Brunei free of charge. The Interest rate of 0.250% for balances of Php 5,000 to Php 199,999.99 be applied and 0.500% for balances of Php 200,000 and above. In order to open account in the Maybank Philippines, you should present the requirements including the birth certificate of the child if under the For In-Trust-For (ITF) account, any valid IDs for parents/guardian and for the minors or student who are not yet of voting age, present school ID (photo-bearing and signed by the Principal or Head of Schools), birth Certificate and Library ID. Of course, IDs must be current and unexpired.

The next bank that offers kiddie account is the Metrobank - Fun Savers Club. The Requirements includes the Child's NSO Birth Certificate, Student's ID duly signed by School Principal or Head of School (for student), Two 1x1 recent ID pictures, and Php 500.00 for the initial deposit (this is also the required maintaining balance) In order to earn interest, the balance should be P4, 000 and its Interest Rate (per annum or year) is 0.25. The Service Fee of P300 will be applied if accounts falling below its maintaining Balance (for 2 consecutive months).

The Philippine National Bank also offers the same, as well as with the Philippine Savings Bank which requires the following; completely filled-out bank forms: Customer Information Sheet (CIS) for Individual Clients, Signature Card, Signing Instructions and Acknowledgement of Receipt For, Fully accomplished Interbank Fund Transfer (IBFT) Enrollment form if parents and guardians want to avail of automatic intra-bank fund transfer service, Quit Claim / Waiver signed by the parent or guardian (only for PSBank Kiddie Savers and Teen Savers Accounts with PSBank Debit Mastercard). There is also additional requirements for legal guardians opening an ITF account, this includes the Customer Information Sheet (CIS) for Beneficiaries and Beneficial Owners, A Court Order as proof of authority to open and operate an ITF account on behalf of the ward/s, Valid IDs and for Parents / Legal Guardians, present at least one primary ID or two valid secondary IDs, one of which with photo and signature. For the Child/ren or Ward/s, present the Birth Certificate issued by the NSO or Certified True Copy issued by the Local Civil Registrar, Passport or School ID (photo bearing duly signed by the principal or head of the school)

Another bank that offers the same service is the Philippine Veterans Bank, Rizal Commercial Banking Corp. and the RCBC Savings Bank (RCBC- Wise Investors Save Early (WISE) Savings Account). For the last bank, it requires that children younger than 7, parents can open them a WISE account as an In-Trust-For (ITF) account. The minimum initial deposit would be 500 pesos and a maintaining balance of 1,000. In order to earn interest, the Balance supposed to be is Php 5,000 and an Annual interest rate of 0.5 %, subject to the 20% withholding tax will be applied. Your savings can be put in purely a passbook account, or a passbook account with ATM. A free one-year personal accident insurance worth 20,000 pesos each for parent and child will be insured to them upon registering.

The Security Bank - Junior One Account is also ensuring security for our kiddos saving. You just need an Opening Balance of P100 and P5, 000 as minimum balance to earn interest and be your maintaining balance. The Interest Rate per annum would be 0.5%. Requirements to be submitted would be the ff; for Resident Citizen, Non-Resident Citizen and Resident Alien, present 1 primary valid ID or 2 secondary valid IDs, this is also available for children aged 18 years and below. For children under 5 years old, a parent or legal guardian has to be a joint account holder.

Another bank that opening kiddie account is the Sterling Bank of Asia -Neo Savings Account. This is for kid’s ages 17 years old and younger. The Initial deposit requires any amount and does not need maintaining balance but the minimum balance to earn interest is 2,000 pesos. The annual interest rate of 0.375% will be added to your account yearly and Passbook and Visa debit card are the available documents for transaction.  The last banks in the Philippines that offers the same is the United Coconut Planters Bank and the UCPB Savings Bank (UCPB Kiddie Max Account). The UCPB bank is available for children 18 years old and younger. They are offering passbook or ATM card for the transaction and requires minimum initial deposit of 500 pesos. The Minimum ADB to earn interest is 10,000 pesos and has an Annual interest rate of 0.25%.  The bank account can be funded from parents' via online or phone banking.

source: jbsolis
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Top Filipino Jobs in Singapore

Singapore as one of the most prestigious country in the world today and believed to be one of the favorite country workplace of our Filipino workers is opening almost 6,000 job vacancies. These job positions include aircraft mechanics, automotive specialist, and for the industry of tourism and caregivers, said by the Philippines Ambassador to Singapore, Antonio Morales on September 22, 2017.

As of the survey, there are almost 180, 000 OFWs who are currently housing in Singapore at the present. The 60% of them were working in corporate and professional job level and 40% were also domestic workers.

Filipinos more likely to work in Singapore rather than in other countries because of the higher pay compared to other nations. Of course, if I would also be the one to work abroad, I’ll choose Singapore. Besides of the big compensation, it is also near in the Philippines. If ever I feel homesick and wants to visit my love ones, it will only take 3-5 hours travel to flight back in our country.

As of the moment, Singapore prioritizing more Filipino workers to work in their place because as we all know, we, Filipinos are hardworking and hospitable so it is now a big chance for everybody. Some of the available jobs also included

  • domestic helper
  • household work service
  • assistant nurse
  • registered nurse
  • nurse staff
  • foreign domestic worker
  •  aide nursing,
  •  aircraft avionic,
  • retail executive,
  •  ground equipment operator
  •  aircraft planner
  • aircraft technician (cabin technician, junior technician and engine technician)

There are also other jobs not included in the list but for now start to make your first step in applying for all job listed. Select the job which suits you. Apply now through the POEA website, and call your employer as soon as possible. Always remember opportunity knocks only one and consider that world today is a world of competition so make sure that your name is on the list.

source: Efrennolasco
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This is the Sign to Quit your Job

Working every day is tiresome. Sometimes, it would lead a person to think too much. They end up with the ideas that they want to leave their workplace, to stop from working or even to look for another job. There are many reasons that cause them to think like this.

Even I act this way sometimes.
But do you feel when it will be the right time to quit your job?

Resigning or quitting a job is never been easy. Nowadays, looking for a job is quite very tough to everybody. Philippines who has 7.3 percent as the highest unemployment rate among its ASEAN nationals only proves the difficulty of unemployment in our country. Of course, I know you don’t want to be one of them.

According to career experts, before quitting a job you should have to consider new opportunities of job lined up. But if you experience the following signs in your workplace, then it’s the right time for you to seek a new position in other companies.

If you feel that your daily life is miserable, prepare your plan to start looking for another journey. If you are unhappy with your job and feels tardiness in the morning before entering your work, it is really the defined time. According to Susan Health field, the guide to Human Resources for, ‘’Hating your job can lead to a stress that affects the family relationship, your health, and your entire outlook”.  Forcing yourself to do the things you don’t want will eventually kill you.

It will really take time for you to adjust to your new job but after a year of working and you notice that your job, the same through with your boss and co-employees does not actually fit you, it might be your time to leave. It’s not about gathering friends but looking for a mentor whom will able to help you grow and productive.

Our health is very much important. Job stress can contribute to sickness. “Chronic job strain can put both your physical and emotional health at risk,” according to Paul J. Rosch, MD, the president of the American Institute of Stress, so to avoid from getting this kind of problem, choose to be happy, quit from all the roots of your unhappiness.

Another reason is the salary. If you wish to get six figures of salary in a month that your company can’t give you where you believe you are excelling and doing your part but still they are giving you low pay then depart. Look for another company that will value you more.

It’s all about discretion.  If you feel stagnant and not productive in your work because you feel boredom at all times, if you feel that your boss is abusive, terrible and demanding, if your skills are no longer in used because you are over qualified for your position, if your company has no future because for the succeeding years, they may be bankrupt and if a greener pasture knocks on your door then take it. Do not waste your time, grab it while the iron is hot. Do actions which you believe it will lead you to happier, simple but contented lifestyle.

source: GMA News
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Transit Lounge at NAIA: You can Rest While Waiting for Flight

For all OFWs and travelers, this is now the answer for your exhausted travel. You don’t need now to worry about your accommodation upon arrival in the Philippines. An affordable, cozy and awesome lounge accommodation is waiting for you.

The NAIA Terminal opened a transit lounge where they called “The Wings Transit Lounge” right inside the airport that can accommodate up to 100 passengers every day. Its location is at NAIA Terminal, 4th Level of the Mall Area.

The lounge has stretchable seats where they could be also turned into flat beds. You can lie down in these seats to ease the pain you have in your body especially at your back from the uncomfortable seating of your long travel. The Wing Transit Lounge also offers foot scrub, manicure, and pedicure while seating and having your rest. The sleeping lounge cost P500 for 5 hours, P700 for 7 hours and additional P600 if you want to have foot spa, P300 for manicure and P300 for pedicure. For foot spa with manicure and pedicure, it also cost P1000.

The types of room are available for single person, duos and for family good for 4 people. The single or capsule type cost P1000 for 7 and half hours. Each of this room has a sliding shade which can be adjusted if you need some light or not even. It also equipped with a security box and reading lamp where you can totally rest. The twin type of room also cost P1800 for 7 and half hours. This is an ideal room where two persons can stay together but if you are 3 in a group and wants to avail this room, then charges may apply for the 3rd person except for 3 feet and below (it’s already free of charge).  For the family type, the room fee is P3200 for the same duration of time and the 5th person who wants to stay may also be charge (3 ft. and below are free of charge).

The Wing Lounge is also offering massage service for all interested passengers. We all know that massage therapy is good for reducing stress, pain and muscle tension so if you want to have a complete relaxation you can reward yourself with their package. The Wings Massage rates are P650 good for 60 minutes, P550 for 50 minutes and P350 for 30 minutes.

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