How to Francise a Generika Drugstore in the Philippines?

Health is considered to be our wealth. When we got sick, the physicians advised us to take medicines. How these medicines important to us, they prolong our lives. So, if you are thinking of business which is in demand to people, start franchising now your Generika Drugstore.

We all know that Generika Drugstore is offering cheaper but recognized medicines as an alternative to branded drugs. Mostly, people are looking for medicine which only suits to their budget that is why they prefer to purchase in Generika Drugstore where they save much more compared to another drugstore.

In the Year 2003, it is when the Generika Drugstore was established to offer affordable medicines in the Philippines. It is the joint venture of Alexandra and Julien Bello family together with Rosalinda Ferrer that founded the brand back in September 2003 to address the problem of expensive medicines in the country. Basically, this company wants to promote the use of Generic drugs so this was the reason they called the establishment as the “Generika Drugstore”.

Way back 2004, it was then the first Generika outlet was opened in Muntinlupa City. The pharmacy got a high demand to the people and successful acceptance in the market that leads them to not only stick in selling generic medicines but also opened a room to offer branded medicine, medicinal supplies, galenicals and other consumer goods.

It was in the year 2008 when the Generika Drugstore begun to offer franchising to the public. Anyone could apply now and be one of the owners of this pharmacy.

The Generika Drugstore completely offers the following:

  • Brander Medicines
  • Generic Medicines
  • Alternative Medicines
  • Medical Supplies
  • Consumer Goods
  • Cellphone Load
  • Libreng Konsulta (free consultation)
  • Mobile Laboratory Test such as Free Blood Pressure, Blood Typing, etc.

In franchising Generika Drugstore, your total investment will cost Php 900k to Php 1.2 Million. This amount would pay your franchise package and its content that will depend according to the type of drugstore you chose. The franchise contract is good for five years and can be renewed.

Investment inclusive of the following:

  • Store renovation
  • Furniture and fixtures
  • Business permits
  • Security deposit to commissary
  • Computers, software, POS system
  • Initial inventory
  • Pharma, operations and marketing supplies
  • Working capital

Responsibilities of the franchise applicant, under the guidance of Generika Drugstore:

  • Hiring of store renovation contractor
  • Hiring of staff
  • Securing business permits

If you wish to apply for Generika Drugstore Franchising, you can contact them using or via their website,

source: Business News Philippines
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New Multi-Purpose NBI Clearance Can NOW Use in Any Transaction!

The new featured National Bureau of Investigation (NBI) Clearance has been released and is now “multi-purpose” since we can use it for any transaction here in the Philippines if required, as well as in abroad.

The said clearance is amounting to Php115 per copy and was started to release in public by the NBI office last October 2. This clearance can be utilized in a job application, gun licensing, acquiring a visa and for travel abroad.

According to Atty. Dante Gierran, the current NBI Director of the Philippines, this action was taken to address the mandate of our Pres. Duterte in simplifying the transactions in the government. As we all know, in our every transaction to NBI before in applying for clearance, we are only allow to put one purpose in every clearance and it’s really irritating because we can’t longer use it to extra transaction in other agencies but now through this response, it will lessen the hassle in our part as client. We can save more money, effort, and time in only one transaction in the said bureau.

The multi-purpose clearance has a validity of one year and you can renew it once you reach its expiration date. One thing more, if the person was hit or has the same name in the records of the National Bureau of Investigation who has a criminal record, the processing of his clearance is now easier and convenient since he only needs to appear once in the NBI office to clarify the issue without any charges.  According to Att. Yap in an interview, the first thing to do if you encounter a problem like this is you need to know the case. During the interview, it will be determined if indeed it was you. If there is a doubt, you will need to secure then a clearance from the court to prove that it was not you.

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5 Business with Php20,000 Capital in the Philippines

In putting up a business, the very first thing to consider is a capital last. If you wish to set up a business with a big profit, of course, you should invest also a big amount of money. But nowadays, entrepreneurs does no longer need hundreds of thousand, your Php 20,000 is enough to build up a small business that could produce a high income.

Here are some of the quick business your 20,000 pesos could take you:

Owning a sari-sari store 

Operating a sari-sari store is very common in Philippines. This is because anyone could put up a business like this. All just you need  is a small investment to buy those typical products or goods needed by the public and resell it to your store. It is not then necessary to lease any space because the front part of your house can be your selling area.

Online Retail Business 

Online Market/Selling is the trending way of business today. This kind of business is so much easy and flexible because sellers only need to post their items in the different social websites and mobile applications in order for the viewers to choose and order their products and services. Facebook, Lazada, Shoppee, and OLX are just some of those websites. All you need to do is to have an active account of the different online selling websites for you to monitor the queries of your viewers.

Photo Booth Services 

The Photo Booth Services or the taking of photographs and afterward develop/print it at the same time is a rare business in the Philippines but you can earn a high profit on it. In every occasion like wedding, birthdays, graduation day and many more, this business has a high demand. What you just need to prepare is your printer, a DSLR camera, screen monitor, your shop/booth and some other props that could help you in your business. The said equipment cost more than Php 20,000 on its actual price but in order for you to save money, you can buy the second-hand equipment or purchase it as a complete package to minimize spending too much.

Home-based food Business 

Filipinos are really fun of eating so let's divert your business in cooking different meriendas and menu. Try to promote the street foods like kuek-Kuek, fish ball, balot, barbecue and home made halo-halo. This is really awesome specially in large cities. You can also cool Adobo, fried chicken as the favorite viands of Pinoys and selling it to the public. You can put up your own minimize restaurant in front of your house.

Party Needs Business 

For this days, different parties in the Philippines are getting glamorous than before. By the use of creative stuffs, yummy delicacies, sweet cakes, and chocolate, as well as entertainers like clowns, a party can be more elegant. You should just be wise and impressive in organizing an event so that there will be another next time between you and your customer.

source: Business news
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How To Start A Lugaw Business In The Philippines?

"Lugaw" which is a popular mirienda for all seasons is very known to every Filipinos because of its simply but very delicious taste.  This type of food is so easy to prepare and only requires rice,  water and salt.  But never estimate the Lugaw power because whenever you upgraded its recipe, by simply adding some pork,  chicken or onion flakes,  you can now start your own business by selling it to the public.

Its easy to make profit as long as you are sincere to start it. Lugaw's recipe is too simple and easy so in order to establish your small "Lugawan", all you need is a capital of only 10,000 pesos.

  Here are the simple procedures to build your own fast food of Lugawan.

1. First and foremost, you should study and make your unique recipe.

 We know that lugaw is a common food to everybody, its recipes are so easy to produce but try to think of another version of your lugaw that could attract your customers. You could ask your mom, grandmom,  friends and relatives if they had their special piece of recipe and procedures on how to cook lugaw.  Their version might be what you are looking for in order your business to prosper.

You can also search the web for the different styles of cooking lugaw.  You might get additional ideas.

 2. Choose the best site of your location 

If the location of your house is visible and accessible to many people, you can use it as the venue for your business. Your relatives, neighbors, and friends will be your first customers.

You can also put up your lugawan in the places where people would usually go like parks, schools,  markets and if you afford to occupy a booth or stole in mall,  you could do so.

3. Lastly,  acquire your business registration and other legal matters 

 In every business, whether big or small, it is important for the owner to get first the permit from your municipality or barangay and other legal matters that are needed to pay.  Since you are to handle food, health and sanitation permit is also required.

All these are what you need to start your lugaw business.
Always remember that being a businessman, you should be wise and vigilant in handling your business to attain the best service you will give to your customers. Wear your sweetest smile all the time.
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How to Become an Online English Teacher in the Philippines

For all job seekers who want an instant pay of five figures or more than to that, it is now your chance to grab this opportunity.

The 51Talk as one of the fastest growing online English Language Teaching (ELT) platform in China and in the Philippines is seeking home-based teachers to contribute in the best online English Teaching service to their clients. This company was established bearing with their goal to make learning accessible and enjoyable for millions of young learners in China.

Teaching is so much interested and fun, not only because of the high salary but also of the happiness you’ve got whenever you know that in every session of your class, there is something new you have shared with your students which they will be benefited being a learner.

The 51Talk who have hit a major milestone of going public on the New York Stock Exchange (COE) continued to grow a global family of over 10,000 teachers from the Philippines and in abroad to share their passion in inspiring kids.  

In order to be qualified as English Online Teacher, you must endow with the following requirements;

  • Bachelor's degree 
  • Experience teaching kids, preferably K12
  • With Teaching Certificates such as LET / TESOL / TEFL / CELTA / TKT (preferred)
  • Possess Professionalism, patience, and a fun-loving attitude

Availability to teach at least 16 hours per week (each lesson lasts 25 minutes) during the following times:

  • 7pm – 11pm (Monday to Friday)
  • 9am – 11pm (Saturday to Sunday)

To start with your class teaching, the following are also needed;

  • A laptop or desktop computer with a wired internet connection
  • Windows 7 or above
  • Dual Core Processor or above, Intel or AMD
  • At least 2GB of RAM (4 GB is recommended) 
  • At least 2 Mbps internet speed (This means that your router/modem should be physically connected to a wired line - phone line or cable or fiber optics)
  • A noise-canceling headset & an HD webcam and
  • A quiet, clutter-free, and well-lit space in your home

In order to have a chance to be eligible for the job, 51Talk is rather looking for the following previous experience or similar positions;

  • English Teaching / English Teachers
  •  Online Teacher / Online Teaching
  • Online Education / English Education
  • School Teacher / Lead Teacher
  • Part Time Job / Work at Home Job
  • ESL Teacher / ESL Teachers
  • ESL Tutor / ESL Tutors
  • EFL Teacher / EFL Teachers
  • EFL Tutor / EFL Tutors
  • English Tutor / English Tutors
  • Online Tutor / Online Tutors
  • English Instructor / English Instructors
  • Preschool Teacher / Preschool Teachers
  • Nursery Teacher / Nursery Teachers
  • Kindergarten Teacher / Kindergarten Teachers
  • Elementary Teacher / Elementary Teachers
  • Daycare Teacher / Daycare Teachers
  • Kids Teacher / Kids Teachers
  • Call Center Agent / Call Center Professional
  • BPO Agent / BPO Professional / CSR / TSR
  • Nurse / Nursing Graduate

The 51Talk English Online Teaching also requires their applicant to have skills in English (Verbal Speaking, translation, tutoring teaching and writing) since this is a company that offers English Language Tutorial/Class to students.

The salary would be based on the number of sessions you had conducted and in your performance. Of course, for you to earn a high compensation, you should be consistent, mastered your lesson and show to your company that you really love your work and respect your students. The 51Talk top-performing teachers could earn 80,000/month depending on the hours they put in and you can be like them too if you work great.

In addition to hourly compensation, there are even more ways to earn and this is through your referral, performance-based, peak hour and pay raise commensurate with performance and training completion.

You can apply in their website or contact their company.
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Single Parent: How To File a Child Support in the Philippines?

Filipino women are known for their being modest because of the practices and cultures of our country that mold and defined them. As years passed by, modernization has evolved that changed lives of people. Those cultures and tradition then that we inherited to our pedigrees were forgotten. Issues about pre-marital sex that leads to the early pregnancy of women are very rampant in the society. The worst, their partners neglected them and let them suffer in the end.

On his generation, getting involved in separation that ended in being a single parent especially for women is no longer new or surprising to everybody. Single mothers who are the common victims are the ones that experience the hardship to take good care of their children in order to give them a brighter future. But being a mother as well as a father is not an easy role. For this days, the status of being jobless has nearly similarities with the status of having a job because of our poor economy. However, for you to maintain an adequate financial support to your children, you can make a move to demand child’s support from your ex-spouse or ex-partner. 

As stated in the Family Code of the Philippines, “When one of the spouses neglects his/her duties to the conjugal union or commit acts which tend to danger, dishonor or injury to the other or to the family, the aggrieved party may apply to the court for relief.” The act also included the economic abuse in which you may file for your child support and whoever breaks this law will be penalized accordingly.

All you need to do before taking any steps is to prepare for everything. Of course, once you file in court regarding your concern, you need to prepare fund for court fees. Not all who ask for support can pay the fees, however, if you really don’t have the money, the government will provide one of your counsel that belongs to the Public Attorney’s Office, Department of Justice or the Department of Social Welfare and Development, depending on the case. The protection order is issued by the court and in some cases, this is the privilege given to the aggrieved party to protect them.

The Regional Trial Court who has also the function to be the family court will hear and decide the case. The mother’s child will be the one who will file for his child’s support and as stated in the law, 7 years of age should be under the custody of their mother.

Once the court will grant the demand for the support of the child from his father, it is then the responsibility of the latter to abide by rules of law. Support is applied for legitimate and even illegitimate children by fathers depending on their capacity to provide. According to the law, “support comprises everything indispensable for sustenance, dwelling, clothing, medical attendance, education, and transportation, in keeping with the financial capacity of the family.” So as a parent, you should not be obliged or forced to support your children but you should be full-time to give them the support, love, and care they need.

Even separation is the gap between the mother and father, this would not be the hindrance for each of the parents to provide the attention and support needed by their children.

source: JBsolis
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Banks that Offer Savings Account for Kids, Teenagers in the Philippines

In our everyday lives, we always spent money to sustain our basic needs and pleasures. In our every move, we use money to buy, to transport, to transact, to live and be happy at all. That’s how important money to us. But are you also reminded that money can be lost in a single of time, that it can’t be forever because one day they may be gone and in the end you will realize that you will need it in the future.

As a parent, we should be vigilant in using our money. We also need to teach our children on how to be thrifty and pleasureless. Money is not that easy to get so they should know how to value even a single coin. Like parents, children should also have their savings for their near future and in times of emergencies. But how then their savings be safe and ensured not to be spent by someone.

To secure the earnings of our kids, we can put them now in a bank under their names. Yes, it is now possible since more banks are offering kiddie accounts which are also covered by teenagers. This program was launched last March 8, 2017, and according to Governor Amando Tetangco, Jr. of Bangko Sentral ng Pilipinas (BSP), 19 years old and below can be able to open a savings account with a participating bank for just P100.

The accounts does not require minimum maintaining balance when the holder of kiddie account reach 13 years of his age, the account will be converted to a regular savings account. Since 2011, kiddie accounts were introduced aiming to teach young Filipinos to maintain a good money habits and as of now there were 17 banks that had joined the program.

The kiddie banks includes the Banco de Oro (BDO Junior Savers). In order to open your account in this bank, you should complete a mminimum initial deposit of Php 100.00 and another Php 100.00 for its minimum monthly average daily balance. The minimum balance of Php 2,000 should be also deposited in order to earn interest and will have a gross interest rate per annum of 0.25%. The service fees and charges will be Php 300.00 for account closure, another P300.00 if falling below minimum balance and the same amount for account dormancy. The withholding tax for interest earned will be 20%. The requirements upon opening kiddie account in Banco De Oro are the following; If account will be under the name of the child, present any of the following: (Original copies must be presented for verification) passport, sschool ID signed by the principal/school head, birth certificate issued by Local Civil Registry or NSO.  If account will be under the name of the parent/guardian (parental account), present at least two (2) IDs of the parent/guardian, any of the child's ID/document as indicated in above (passport, school ID), adoption papers is also needed if the account is to be opened by the adoptive Parent and guardianship documents if the account to be opened is by the Legal Guardian.

The next banks that offer an account for kids are the Bank of the Philippine Island and BPI Family Savings Bank (BPI Jumpstart Savings Account). On here, a minimum initial deposit of P100 pesos and a maintaining average daily balance of P500 should be fulfil but for a BPI Family account, P1, 000 is required. The minimum average daily balance to earn interest is P1, 000 for a BPI Family account and also P2, 000 for a BPI account. For the requirements, bring at least two valid IDs and Birth Certificate.

Another bank is the China Bank Savings - Easi-Save for Kids Passbook. This is open for kids 12 years old and younger. For In-trust-for accounts or ITF accounts, it is also open for children below 7 years old. The initial deposit is 500 pesos and the minimum balance to earn interest is 500 pesos.

The Development Bank of the Philippines - DBP - Young Earners' Savings Accounts (YES) is also giving chance for kids’ ages 12 years and below to open kiddie saving account.  As well as for the DBP in Trust for (ITF) Savings opened by parents on behalf of their children younger than 18 years old.  Its minimum initial deposit should be 500 pesos.

 The next bank to ensure security of kiddie savings is the East West Bank. Its minimum initial deposit should be P 2,000.00 and has a maintaining ADB of P 2,000.00. Its Interest earning balance is P 2,000.00 and has an interest rate of 25% per annum and Withholding tax of 20%. The Fund Access is through over-the-counter/Internet Banking Facility/Mobile Access and has a transaction record monitoring through passbook.

The Maybank Philippines - Yippie Savings Account also offers the same.  Once you are now a member, you will be benefited of free personal accident insurance 24 hours a day, 7 days a week with coverage equal to 5 times the previous month’s ADB or up to a maximum of Php 500,000 and free medical reimbursement benefit equal to 10% of the personal accident insurance coverage. The funds through a passbook will also be monitored and access them with a regional ATM card which you can use at any Maybank ATMs in Malaysia, Singapore, Cambodia and Brunei free of charge. The Interest rate of 0.250% for balances of Php 5,000 to Php 199,999.99 be applied and 0.500% for balances of Php 200,000 and above. In order to open account in the Maybank Philippines, you should present the requirements including the birth certificate of the child if under the For In-Trust-For (ITF) account, any valid IDs for parents/guardian and for the minors or student who are not yet of voting age, present school ID (photo-bearing and signed by the Principal or Head of Schools), birth Certificate and Library ID. Of course, IDs must be current and unexpired.

The next bank that offers kiddie account is the Metrobank - Fun Savers Club. The Requirements includes the Child's NSO Birth Certificate, Student's ID duly signed by School Principal or Head of School (for student), Two 1x1 recent ID pictures, and Php 500.00 for the initial deposit (this is also the required maintaining balance) In order to earn interest, the balance should be P4, 000 and its Interest Rate (per annum or year) is 0.25. The Service Fee of P300 will be applied if accounts falling below its maintaining Balance (for 2 consecutive months).

The Philippine National Bank also offers the same, as well as with the Philippine Savings Bank which requires the following; completely filled-out bank forms: Customer Information Sheet (CIS) for Individual Clients, Signature Card, Signing Instructions and Acknowledgement of Receipt For, Fully accomplished Interbank Fund Transfer (IBFT) Enrollment form if parents and guardians want to avail of automatic intra-bank fund transfer service, Quit Claim / Waiver signed by the parent or guardian (only for PSBank Kiddie Savers and Teen Savers Accounts with PSBank Debit Mastercard). There is also additional requirements for legal guardians opening an ITF account, this includes the Customer Information Sheet (CIS) for Beneficiaries and Beneficial Owners, A Court Order as proof of authority to open and operate an ITF account on behalf of the ward/s, Valid IDs and for Parents / Legal Guardians, present at least one primary ID or two valid secondary IDs, one of which with photo and signature. For the Child/ren or Ward/s, present the Birth Certificate issued by the NSO or Certified True Copy issued by the Local Civil Registrar, Passport or School ID (photo bearing duly signed by the principal or head of the school)

Another bank that offers the same service is the Philippine Veterans Bank, Rizal Commercial Banking Corp. and the RCBC Savings Bank (RCBC- Wise Investors Save Early (WISE) Savings Account). For the last bank, it requires that children younger than 7, parents can open them a WISE account as an In-Trust-For (ITF) account. The minimum initial deposit would be 500 pesos and a maintaining balance of 1,000. In order to earn interest, the Balance supposed to be is Php 5,000 and an Annual interest rate of 0.5 %, subject to the 20% withholding tax will be applied. Your savings can be put in purely a passbook account, or a passbook account with ATM. A free one-year personal accident insurance worth 20,000 pesos each for parent and child will be insured to them upon registering.

The Security Bank - Junior One Account is also ensuring security for our kiddos saving. You just need an Opening Balance of P100 and P5, 000 as minimum balance to earn interest and be your maintaining balance. The Interest Rate per annum would be 0.5%. Requirements to be submitted would be the ff; for Resident Citizen, Non-Resident Citizen and Resident Alien, present 1 primary valid ID or 2 secondary valid IDs, this is also available for children aged 18 years and below. For children under 5 years old, a parent or legal guardian has to be a joint account holder.

Another bank that opening kiddie account is the Sterling Bank of Asia -Neo Savings Account. This is for kid’s ages 17 years old and younger. The Initial deposit requires any amount and does not need maintaining balance but the minimum balance to earn interest is 2,000 pesos. The annual interest rate of 0.375% will be added to your account yearly and Passbook and Visa debit card are the available documents for transaction.  The last banks in the Philippines that offers the same is the United Coconut Planters Bank and the UCPB Savings Bank (UCPB Kiddie Max Account). The UCPB bank is available for children 18 years old and younger. They are offering passbook or ATM card for the transaction and requires minimum initial deposit of 500 pesos. The Minimum ADB to earn interest is 10,000 pesos and has an Annual interest rate of 0.25%.  The bank account can be funded from parents' via online or phone banking.

source: jbsolis
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Top Filipino Jobs in Singapore

Singapore as one of the most prestigious country in the world today and believed to be one of the favorite country workplace of our Filipino workers is opening almost 6,000 job vacancies. These job positions include aircraft mechanics, automotive specialist, and for the industry of tourism and caregivers, said by the Philippines Ambassador to Singapore, Antonio Morales on September 22, 2017.

As of the survey, there are almost 180, 000 OFWs who are currently housing in Singapore at the present. The 60% of them were working in corporate and professional job level and 40% were also domestic workers.

Filipinos more likely to work in Singapore rather than in other countries because of the higher pay compared to other nations. Of course, if I would also be the one to work abroad, I’ll choose Singapore. Besides of the big compensation, it is also near in the Philippines. If ever I feel homesick and wants to visit my love ones, it will only take 3-5 hours travel to flight back in our country.

As of the moment, Singapore prioritizing more Filipino workers to work in their place because as we all know, we, Filipinos are hardworking and hospitable so it is now a big chance for everybody. Some of the available jobs also included

  • domestic helper
  • household work service
  • assistant nurse
  • registered nurse
  • nurse staff
  • foreign domestic worker
  •  aide nursing,
  •  aircraft avionic,
  • retail executive,
  •  ground equipment operator
  •  aircraft planner
  • aircraft technician (cabin technician, junior technician and engine technician)

There are also other jobs not included in the list but for now start to make your first step in applying for all job listed. Select the job which suits you. Apply now through the POEA website, and call your employer as soon as possible. Always remember opportunity knocks only one and consider that world today is a world of competition so make sure that your name is on the list.

source: Efrennolasco
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This is the Sign to Quit your Job

Working every day is tiresome. Sometimes, it would lead a person to think too much. They end up with the ideas that they want to leave their workplace, to stop from working or even to look for another job. There are many reasons that cause them to think like this.

Even I act this way sometimes.
But do you feel when it will be the right time to quit your job?

Resigning or quitting a job is never been easy. Nowadays, looking for a job is quite very tough to everybody. Philippines who has 7.3 percent as the highest unemployment rate among its ASEAN nationals only proves the difficulty of unemployment in our country. Of course, I know you don’t want to be one of them.

According to career experts, before quitting a job you should have to consider new opportunities of job lined up. But if you experience the following signs in your workplace, then it’s the right time for you to seek a new position in other companies.

If you feel that your daily life is miserable, prepare your plan to start looking for another journey. If you are unhappy with your job and feels tardiness in the morning before entering your work, it is really the defined time. According to Susan Health field, the guide to Human Resources for, ‘’Hating your job can lead to a stress that affects the family relationship, your health, and your entire outlook”.  Forcing yourself to do the things you don’t want will eventually kill you.

It will really take time for you to adjust to your new job but after a year of working and you notice that your job, the same through with your boss and co-employees does not actually fit you, it might be your time to leave. It’s not about gathering friends but looking for a mentor whom will able to help you grow and productive.

Our health is very much important. Job stress can contribute to sickness. “Chronic job strain can put both your physical and emotional health at risk,” according to Paul J. Rosch, MD, the president of the American Institute of Stress, so to avoid from getting this kind of problem, choose to be happy, quit from all the roots of your unhappiness.

Another reason is the salary. If you wish to get six figures of salary in a month that your company can’t give you where you believe you are excelling and doing your part but still they are giving you low pay then depart. Look for another company that will value you more.

It’s all about discretion.  If you feel stagnant and not productive in your work because you feel boredom at all times, if you feel that your boss is abusive, terrible and demanding, if your skills are no longer in used because you are over qualified for your position, if your company has no future because for the succeeding years, they may be bankrupt and if a greener pasture knocks on your door then take it. Do not waste your time, grab it while the iron is hot. Do actions which you believe it will lead you to happier, simple but contented lifestyle.

source: GMA News
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